Business Funding with Purpose Growth that Fuels Charity

Business loans that convert commissions into high-impact donations—with built-in tax savings

Million

0 $

Funding Up To

About Us

Who We Are

At Benefund Capital, we connect opportunity with purpose — empowering businesses and communities through innovative funding and financial solutions.

Fast Decisions

24–48 Hours

Fund It Forward

Commission Donation

Real Life Impact

Tax savings

Working Process

Fund It Forward Process

We’ve made funding simple, fast, and efficient — driving business growth and community impact together.

Secure Funding

Learn how to prepare, submit, and negotiate your loan documents with expert coaching every step of the way.

Fund It Forward

Participate as a partner in the process to raise commission funds dedicated entirely to charitable giving.

Commission with Compassion

55–70% of commissions earned through this partnership goes directly to verified nonprofits.

Donation & Tax Savings

See your impact clearly with transparent Funding and donation tracking with real-time results reporting.

Access Capital Easily

Apply For Funding & Support Your Cause

Funding Up To

BeneFund Capital provides ethical funding solutions that empower business owners to grow and give back. We provide capital for opportunities that drive business success and generate charitable impact while helping you achieve success with purpose.

Need guidance? Speak directly with our advisor to find the best funding or support option for your needs.

Business Loans

Fast and flexible financing with built-in tax savings

Community Funding

Fueling charities and empowering communities

Partnership Programs

Created to educate and strengthen business growth

Easy Giving

Your Simple Donation Process

Turning your loan commission into real-life impact, easily and transparently.

Voluntary Donation Agreement

Merchant signs a donation agreement to voluntarily contribute part of their commission to BeneFund Foundation, an IRS-qualified §501(c)(3) nonprofit.

Commission Payment

Merchant receives their commission share from BeneFund Capital after successful loan funding, as stated in the funding agreement.

Direct Contribution

Merchant sends the pledged donation directly to BeneFund Foundation using an approved payment method; this is treated as a charitable gift.

Charity Selection

Merchant chooses a charitable organization from BeneFund’s approved IRS-recognized registry; Foundation allocates the donation accordingly.

Official Donation Receipt

BeneFund Foundation provides an official IRS-compliant donation receipt for tax substantiation, meeting acknowledgment requirements.

Claim Your Deduction

Merchant uses the receipt to claim a charitable deduction on their federal tax return, following IRS guidelines on itemized donations and substantiation.

What we're offering

Fund it Forward Programs:

Where Business meets Benevolence

Term Loan

SBA

Business Line of Credit

Business Advance

Equipment Financing

Real Estate Loans

Easy Giving

Financial Solutions for Every Business and Nonprofit

Discover our mission-driven funding options built to grow your business and give back to the community.

$100k-$100M

Unique Benefits
Facility Size: $100K–$100M
Revolving line tied to A/R balance
Rates from Prime + 2%
Up to 95% of current A/R financed
Funding in as little as 7 days
Simple online application process
Paperless application
No setup or maintenance fees

Popular

$100k-$10M

Unique Benefits
Facility Size $100,000 - $10,000,000
Revolving Line of Credit
Line of Credit Amount Fluctuates as Inventory Fluctuates (up and down)
Rates Starting at Prime + 2%
Up to 85% Financing of Inventory Liquidation Value
7+ Days Application to Funding
Simple online application process

Max $10M

Unique Benefits
$10 Million Max Funded Amount
1 - 2 Year Terms
Approved Amount Based on Cash Flow
Rates Starting at 15% - Up to 24 Month Terms
Subordinate 2nd Lien Behind Senior Lender
No Collateral coverage, No equity, No warrants, & No covenants
Simple online application process

$25k-$500k

Unique Benefits
Borrow up to 75% CLTV on property equity
Fixed rates from 9.6%–14.88% APR (based on credit and collateral)
36-month partially amortized term
Weekly or monthly ACH payments for convenience
Business-purpose loans, 1st or 2nd lien, cash-out allowed
Available for primary, rental, or commercial properties
Transparent terms with no hidden fees

Professional Insurance

Benefits with Bene

Empowering Business Growth, Fueling Charitable impact.

Ethical Capitalism

We believe profit and purpose can work together. BeneFund centers education and transparency in everything we do, empowering merchants to make smart financing decisions that fuel business growth while creating meaningful social impact.

Moral Compass Protection

We guide merchants with clear education to avoid risky funding, ensuring safer decisions while encouraging meaningful charitable contributions that support lasting change.

Merchant Empowerment

BeneFund educates and coaches merchants to make smart financing choices with confidence. We empower you to grow your business and create real charitable impact—turning your success into positive change for your community

Purpose Driven

Every loan we fund supports something bigger. BeneFund aligns business success with social impact, channeling a portion of every commission to charitable causes that strengthen communities and change lives—profit with purpose, built into every partnership.

Simple and Transparent

Experience clarity at every step with minimal paperwork and complete visibility. BeneFund provides full transparency on rates, fees, donation impact, and tax savings returns based on IRS-compliant deductions and credits.

Claim Your Deduction

When you fund a loan through BeneFund, a share supports verified nonprofits, creating positive change. These charitable contributions can offer tax advantages as allowed by IRS—helping your business combine growth with purpose-driven tax savings.

Choose your cause

Business funding that fuels charity

We connect your business growth with charitable giving—funding goes where it’s needed most, letting your success support causes that create lasting impact