Term Loan

Advance with Purpose

Bene Business Term Loan

Grow your business with a financial solution dedicated to benevolent impact and sustainable success. The Bene Business Term Loan puts transformative working capital at your disposal—enabling you to scale, optimize, and contribute more meaningfully to your community. You can also incorporate charitable giving into your financial strategy, unlocking built-in tax benefits that foster positive community impact.

Program Highlights

Flexible Financing: Access up to $10 million in funding to ignite major investments or launch initiatives that elevate your business and benefit those you serve. Supporting your growth through charitable giving can create subtle tax advantages, aligning your financial goals with your community values.

Short-Term, High-Impact: Enjoy repayment terms of 1 to 2 years—ensuring capital works quickly for your growth, with payments scheduled weekly or monthly for your convenience. Making donations through your loan activity can further enhance your positive social footprint with potential tax savings.

No Early Payment Penalties: Choose to settle your loan early without any fees, reflecting BeneFund’s commitment to ethical stewardship and financial empowerment. Charitable contributions linked to your loan can also generate lasting community benefits with built-in tax efficiencies.

Refinance with Ease: Streamline your finances by consolidating up to two existing business loans—making management simpler so you can focus on your vision and community impact. Incorporating donations can support your social goals, offering additional financial and tax advantages.

Build a Stronger Business Profile: Your positive repayment history may be reported to commercial credit bureaus, helping you establish credibility and trust in the marketplace—while integrating charitable giving to strengthen your community reputation.

Eligibility Criteria

At least two years in active business, showcasing your commitment to continuity and community.

Personal FICO score of 600 or higher, reflecting reliable stewardship.

Demonstrate $500,000 in annual revenue, or monthly deposits of at least $40,000 into your business banking account.

Maintain a business bank account for financial clarity and seamless funding, with the added benefit of supporting your charitable endeavors, which can yield tax savings.

Why Bene Business Term Loans?

BeneFund’s loan programs are crafted to promote ethical capitalism, empower visionary founders, and nurture lasting prosperity. With fast approvals, flexible terms, and a streamlined application process, you can achieve bold outcomes while staying true to your values. Supporting charitable giving through your financing can unlock additional tax benefits, helping your business grow responsibly and with purpose.

Benefund Foundation