Personal Start up Loans

700+ Credit score on 2 of 3 bureaus.

5+ Active revolving accounts

History of installment loans

Less than 3 inquires in the last 6 months on each bureau

40% credit utilization or less

Verifiable income (taxes, pay stubs, w2, etc.)

Fill out a simple online application

Startup Business LoansLoan Amounts:

$25,000 up to $500,000

Startup Business Loans

Terms:

3 to 10 years with monthly payments
Startup Business LoansRates:
Range from 6-18%

Launch Your Venture with Benevolent Startup Financing

Bring your business dreams to life with supportive funding designed to kickstart or grow your enterprise. Use the funds for essentials like leasing space, buying equipment, or stocking inventory—whatever helps build your vision.

Start Your Startup Loan Application
Simple Startup Financing Options
Tailored loans and credit lines for new and growing businesses
Quick prequalification in hours
Funds disbursed in as few as 5 days
Easy online application with real-time support from lending advisors
Loan Details at a Glance
Loan amounts: $25,000 to $500,000
Repayment terms: 3 to 10 years with fixed monthly payments
Interest rates between 6% and 18%

Why Choose Bene Startup Loans?

Fast funding to jumpstart your business

Soft credit check—no impact on your credit score

Competitive rates keeping borrowing affordable

Predictable monthly payments for easy financial planning

No penalties for early payoff

Keep full ownership—no giving up equity

Apply for Your Startup Loan Now

Who Qualifies?

Minimum credit score of 700 on two credit bureaus

At least 5 active revolving credit accounts

Good history with installment loans

Fewer than 3 credit inquiries per bureau in the past 6 months

Credit utilization below 40%

Verifiable income (tax returns, pay stubs, W2s, etc.)

Simple, digital application process

Grow Your Business with Confidence

Whether you’re laying the groundwork or expanding within your first two years, our benevolent approach to startup financing empowers you with the resources needed to succeed. We focus on founders with solid credit and multiple tradelines—ready to turn ideas into thriving businesses.

How to Use Your Loan Effectively?

Buy Equipment: Own the tools needed to scale operations, with no liens restricting your assets

Lease or Improve Property: Invest in your workspace or commercial real estate

Expand Your Team: Hire talent to support your growth

Marketing: Fund smart promotional campaigns that boost your brand presence

Start your journey toward sustainable growth with our supportive startup loan offerings today.

Benefund Foundation

Personal Start up Loans